Geeky Tools:
Student Loan Prepayment Calculator
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Check out our Student Loan Term Comparison Calculator, it's one of our most used calculators. This calculator will show you your payment structure through different lengths of years. Not quite sure if you should make your student loan term 10, 15 or 20 years? Want to see how your interest rate effects your payments through the years? This calculator will show you how the duration of your loan and interest rate really makes a difference. Enter in some quick numbers and make a wise decision.
First enter some quick info
My current loan balance is…
$
My interest rate is…
%
My monthly payment is…
$
Add to your payment by
$
Want to see if adding to
your student loan payment is worth it?
your student loan payment is worth it?
Use our prepayment calculator and see how much you can save.

Need more savings? See if refinancing can offer you more.
Well done!
Take a look at the benefits of adding to your payment.

$7,697
Money Saved
You could keep this much more cash in your wallet.

4 yrs 3 mos
Time Saved On Your Loan
Your loan could be paid off this far ahead of schedule.
FAQs: Student Loan Prepayment Calculator
The Best Student Loan Rates of 2020.
DollarGeek has done the work for you. We’ve sorted through the best student loan lenders and made refinancing your student loan simple. Don’t take the passive approach, start saving thousands by refinancing your student loan today.