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Compare Certificate of Deposit Rates
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Looking to get some appreciation on some parked cash? Certificate of Deposits (CD’s) can be a great investment if you’re not going to need money to pull out of your account. When you invest in a CD, you are agreeing to lock up your funds in an account for a specific amount of time, which can range anywhere from three months to five years, and in return the bank will offer you more interest on your money than a savings account would. So, if you’ve maxed our your savings account with enough funds to last you, it can be wise to start parking some cash in some CDs.
DollarGeek has gathered data from hundreds of banks so you can pick the best cd for your cash. Check out the different durations below.
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Balance for APY
$10K
minimumDeposit Term
3 Months
APY
0.20%
Balance for APY
$500
minimumDeposit Term
3 Months
APY
0.50%
Balance for APY
$500
minimumDeposit Term
3 Months
APY
0.20%
Balance for APY
$2.5K
minimumDeposit Term
3 Months
APY
0.20%
Balance for APY
$10K
minimumDeposit Term
3 Months
APY
1.60%
Balance for APY
$50
minimumDeposit Term
3 Months
APY
0.40%
Balance for APY
$25K
minimumDeposit Term
3 Months
APY
1.42%
Balance for APY
$500
minimumDeposit Term
3 Months
APY
0.25%
Balance for APY
$10K
minimumDeposit Term
3 Months
APY
1.53%
Balance for APY
$10K
minimumDeposit Term
3 Months
APY
0.15%
Savings accounts can be a great alternative to CD’s because you can pull money out whenever you’d like. Just keep in mind savings accounts don’t offer as much interest on your money as CDs.