World of Hyatt Credit Card
Fees & APRs
Fees and APRs will vary, always be sure to check with the card issuer.
Dive into the geeky details and see how you reap the benefits.
- Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent
- Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort
- Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open.
- Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open
- Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year
- Earn 2 qualifying night credits towards tier status everytime you spend $5,000 on your card
- Earn up to 9 points total for Hyatt stays - 4 Bonus Points per $1 spent at Hyatt hotels & 5 Base Points per $1 you can earn as a World of Hyatt member
- Earn 2 Bonus Points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
Read through our extensive research on the World of Hyatt Credit Card and see if its the best credit card for you.
Below, you can find more information to help you decide whether or not to apply for the World of Hyatt Credit Card.
World of Hyatt Credit Card Review Highlights:
- Solid initial bonus. Spending at least $3,000 within 3 months of opening your Hyatt Credit Card will score you 30,000 bonus points. That’s a pretty good deal, considering 1 Hyatt rewards point is worth around 2 cents, on average, according to WalletHub research.
- Free night after each account anniversary. This anniversary gift is good at category 1-4 hotels, which are the least expensive locations in Hyatt’s portfolio.
- Sneakily rewarding points. You will earn 4 points per $1 spent at Hyatt properties with your Hyatt Rewards Card, plus 2 points per $1 spent on dining at restaurants, fitness club and gym memberships, airfare purchased directly from airlines, and local transit and commuting. You’ll also get 1 point per $1 spent on everything else, except for the first 6 months of account opening, when those purchases yield 2 points per $1 spent, up to 30,000 points. That might not sound like a lot compared to hotel credit cards offering 10+ points per $1 spent. But each World of Hyatt point is worth an average of $0.02, according to WalletHub research. That means your earning rate equates to 2% to 8% “cash” back.
- Elite status. Simply having the Hyatt Card scores you Elite status in the World of Hyatt rewards program, which gets you extra perks at Hyatt properties.
- Very high APR. You need good or excellent credit for approval, and the average credit cards for people with good and excellent credit charge 19.3% and 13.04%, respectively. That means you’re almost guaranteed to pay interest at an above-average rate if you carry a balance from month to month.
- Annual fee requires regular use. The Hyatt Card’s $95 annual fee isn’t the highest among hotel credit cards, but it’s certainly not the lowest, either. And while the free night you’ll get on each account anniversary will help offset this cost, you’d ideally like that gift to help you save more, not just break even.
- Requires good credit or better. The Hyatt Visa requires good or excellent credit for approval, so make sure to check your credit score for free on WalletHub before applying.
Spend some time reviewing the last details on the World of Hyatt Credit Card.
- Max Late Fee See Terms
- Max Overlimitfee See Terms
- Max Penalty Apr 29.99% (V)
- Grace Period See Terms
- Online Response No
- Cash Advanceapr 24.99% (V)
- Cash Advancefee Either $10 or 5% of the amount of each transaction, whichever is greater.
- Foreigntransaction Fee $0
- Smart Chip Yes, chip-and-PIN