Capital One® Quicksilver® Cash Rewards Credit Card
Fees & APRs
Fees and APRs will vary, always be sure to check with the card issuer.
Dive into the geeky details and see how you reap the benefits.
- One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
Read through our extensive research on the Capital One® Quicksilver® Cash Rewards Credit Card and see if its the best credit card for you.
So if you want a low-maintenance rewards card, the Capital One Quicksilver Credit Card might be right for you. To help you decide, we’ll summarize below the main factors to consider before submitting a Capital One Quicksilver Card application.
Capital One Quicksilver Review Highlights
$200 Initial BonusThe Capital One Quicksilver Card’s $200 initial bonus is one of the easiest initial bonuses to earn, despite not being among the biggest available. All you have to do is spend at least $500 within 3 months of opening an account. That works out to 40% cash back, which isn’t too shabby at all.
1.5% Cash Back on PurchasesYou don’t have to worry about rotating bonus categories, earnings limits or other rewards trickery with the Capital One Quicksilver. Instead, you get a steady cash-back earning rate that’s nearly 50% higher than the market average.
No Foreign FeesLike all other Capital One credit cards, the Quicksilver Card does not charge foreign transaction fees. That’s one reason it’s among 2020’s best credit cards for international travel, according to WalletHub’s editors.
No Annual FeeThe Quicksilver Card’s $0 annual fee saves you around $19.49 per year compared to the average credit card. You won’t feel pressured to use your Quicksilver Card just to break even, either.
0% Intro APRCapital One Quicksilver currently offers 0% for 15 months on purchases to new cardholders. The period is longer than average for a 0% credit card offer, according to WalletHub’s Landscape Report.
Good Credit or Better Required.If you don’t have the good or excellent credit needed to get the standard Quicksilver Card – find out by checking your latest credit score for free on WalletHub – you may still be able to join the Capital One Quicksilver family. The Capital One® QuicksilverOne® Cash Rewards Credit Card is available to people with limited or fair credit.
Finally, it’s always a good idea to read some user reviews before getting a new product. And you can see what the people think of Capital One Quicksilver below, following the answers to a few key questions common among Quicksilver cardholders and applicants.
Capital One Quicksilver Ratings by WalletHub Editors
|Customer Experience||4.9 / 5|
|Cash Back||4.5 / 5|
|Net Value||4.4 / 5|
|Introductory Offer||4.6 / 5|
Learn More About Capital One Quicksilver
Capital One Quicksilver Minimum PaymentThe minimum payment required by the Capital One Quicksilver Card each month is $25 or 1% of the balance plus interest, late fees and past-due amounts – whichever is greater. If the full balance is less than $25, the minimum payment is equal to the full balance.
Capital One Quicksilver International FeesThe Capital One Quicksilver Card does not charge international fees. No Capital One credit cards do. Using a credit card with no international fees such as Capital One Quicksilver for purchases made abroad, rather than converting hard currency, can save you up to 9% on international spending.
Capital One Quicksilver Grace PeriodCapital One Quicksilver has a grace period of 25 days. The Quicksilver Card’s grace period runs from the end of each billing period to the due date. No interest will be assessed on balances during that time, provided the cardholder always pays the balance in full by the due date.
Spend some time reviewing the last details on the Capital One® Quicksilver® Cash Rewards Credit Card.
- Max Late Fee $40
- Max Overlimitfee None
- Max Penalty Apr None
- Grace Period 25 days
- Online Response No
- Cash Advanceapr 25.49% (V)
- Cash Advancefee 3% (min $10)
- Foreigntransaction Fee $0
- Smart Chip Yes, chip-and-signature
- 0% intro APR on purchases for 15 months; 15.49%-25.49% variable APR after that
- Pay no annual fee or foreign transaction fees