Geeky Insights:

Best Student Credit Cards - June 2020

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DollarGeek's team has spent countless hours researching and analyzing the best credit cards. Start comparing today’s best credit cards and offers, from travel and cash back, to business and balance transfers. We focus on the features that matter: rewards programs, affordable APR, welcome offers and more. Choose a category below and find your best credit card today.

Best for: Students With Limited Credit History

Deserve® EDU Mastercard for Students

Deserve® EDU Mastercard for Students

Overall Rating:
(4.9/5)
Geeky Insight:
  • Purchase Intro APR: N/A
  • Transfer Intro APR: N/A | Transfer Fee: N/A
  • Regular APR: 18.74% - 18.74% (Variable Rate)
Compare Card Apply Now on Deserve's website
Overall Rating
(4.9)
Credit Range
Limited History
Annual Fee
$0
Purcahse Intro APR
N/A
Regular APR
18.74% - 18.74%
Rewards Rate
1% Cash Back
Rewards Bonus
None
Reward Details:
  • Receive one year of Amazon Prime Student on Deserve after your first purchase with your new Deserve EDU Mastercard (Lifetime Value of $59).
  • Earn 1% Cash Back on all purchases with your Deserve EDU Mastercard. Once approved, you'll automatically start earning cash back on all purchases.
  • Feel secure with cell phone protection up to $600.
  • Refer A Friend Program: Refer anyone to Deserve using your personal referral code. Upon approval, card activation and use, you'll receive $30 and so will your referral. Referral bonuses are unlimited!
Geeky Insight:
  • No deposit required. No annual fees.
  • No international transaction fees on purchases abroad so you can travel with confidence.
  • No Social Security Number required for international students to apply.
  • Manage and track your spending, set automatic payments and securely freeze your card all through one easy to use app.
  • See if you prequalify with no impact to your credit score in minutes.
  • Deserve Mastercards are issued by Celtic Bank, Member FDIC.
  • Enjoy Mastercard Platinum Benefits intended to make your life easier like Mastercard ID Theft Prevention™ and Master Rental®.
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Best for: Cash Bonus + Cash Rewards

Bank of America® Cash Rewards Credit Card for Students

Bank of America® Cash Rewards Credit Card for Students

Overall Rating:
(4.7/5)
Geeky Insight:
  • Purchase Intro APR: 0% for 15 months
  • Transfer Intro APR: 0% for 15 months | Transfer Fee: 3% (min $10)
  • Regular APR: 13.99% - 23.99% (Variable Rate)
Compare Card Apply Now on Bank of America's website
Overall Rating
(4.7)
Credit Range
Fair - Limited History
Annual Fee
$0
Purcahse Intro APR
0% for 15 months
Regular APR
13.99% - 23.99%
Rewards Rate
1 - 3% Cash Back
Rewards Bonus
$200
Reward Details:
  • Online offer: $200 cash rewards bonus after making at least $1,000 in purchase(s) within the first 90 days of account opening.
  • Earn 1% back on purchases, 2% back at grocery stores and wholesale clubs and 3% back in the category of your choice (gas, online shopping, dining, travel, drug stores, or home improvement / furnishings) for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases.
  • When your cash rewards balance is $25 or more, you can redeem your cash rewards for a statement credit, a check, or an electronic deposit into a Bank of America® checking or savings account.
  • Rewards are automatic and do not expire. Go to Online Banking or the Mobile Banking app to change your choice category for future purchases, or it stays the same.
Geeky Insight:
  • 0% Introductory APR for 15 months on balance transfers made within 60 days of account opening.
  • Security Benefits: $0 Liability Guarantee, Fraud Monitoring, Overdraft Protection and Paperless Statement Option.
  • Add your card to your mobile device and enjoy the convenience to shop and pay in-store or in-app using Apple Pay®, Google Pay™ or Samsung Pay.
  • Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking.
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Best student Credit Cards Recap

Overall Rating

Best For

Rewards Bonus

Rewards Rate

Annual Fee

(4.9)

Intro perks + no foreign transaction fee

None
1% Cash Back
$0
(4.7)

Cash bonus + cash rewards

$200
1 - 3% Cash Back
$0

Best Student Credit Cards of June 2020

Gain some clarity on the best student credit cards with our geeky insight.

Best for: Intro Perks + No foreign transaction fee

Rewards Rate

1% Cash Back

Rewards Bonus

None

Annual Fee

$0

Rewards Details:

  • Receive one year of Amazon Prime Student on Deserve after your first purchase with your new Deserve EDU Mastercard (Lifetime Value of $59).
  • Earn 1% Cash Back on all purchases with your Deserve EDU Mastercard. Once approved, you'll automatically start earning cash back on all purchases.
  • Feel secure with cell phone protection up to $600.
  • Refer A Friend Program: Refer anyone to Deserve using your personal referral code. Upon approval, card activation and use, you'll receive $30 and so will your referral. Referral bonuses are unlimited!

Geek Point Of View:

APPLY ON THE LINK BELOW:

Rewards Rate

1 - 3% Cash Back

Rewards Bonus

$200

Annual Fee

$0

Rewards Details:

  • Online offer: $200 cash rewards bonus after making at least $1,000 in purchase(s) within the first 90 days of account opening.
  • Earn 1% back on purchases, 2% back at grocery stores and wholesale clubs and 3% back in the category of your choice (gas, online shopping, dining, travel, drug stores, or home improvement / furnishings) for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases.
  • When your cash rewards balance is $25 or more, you can redeem your cash rewards for a statement credit, a check, or an electronic deposit into a Bank of America® checking or savings account.
  • Rewards are automatic and do not expire. Go to Online Banking or the Mobile Banking app to change your choice category for future purchases, or it stays the same.

Geek Point Of View: