Income-Based Repayment (IBR) Student Loan Calculator: DollarGeek

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Income-Based Repayment (IBR) Student Loan Calculator

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Our Income-Based Repayment (IBR) calculator will show you how much you'll pay towards your student loans under this federal repayment plan. Income-Based Repayment (IBR) is available to federal student loan borrowers and helps make your monthly student loan payments more manageable. When applying for IBR, the government looks at your income, family size, and state of residence to calculate your monthly payments. Plug in some numbers and see how much you can save under IBR.

Personal Info

Adjusted Gross Income

$

Family size

State of residence

Annual Income Growth

%

Loan info

Were any of your federal student loans disbursed before July, 2014?

Total federal student loan balance

$

Current monthly payment

$

Avg. weighted interest rate

%

FAQs: Income-Based Repayment (IBR) Calculator

What is the Income-Based Repayment (IBR) calculator?

Who is eligible for Income-Based Repayment (IBR)?

Can I enroll in Income-Based Repayment (IBR) if I have Parent PLUS loans?

What student loan types aren't eligible for Income-Based Repayment (IBR)?

Besides Income-Based Repayment (IBR), what are my other Income-Driven repayment options?

Is student loan forgiveness through Income-Based Repayment (IBR) taxable?

What considerations does the Income-Based Repayment (IBR) calculator make?

The Best Student Loan Rates of 2022.

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