Best Hotel Credit Cards of 2024

If you gravitate toward Hilton properties, this card should be a mainstay in your wallet. Stays and purchases at hotels within the Hilton portfolio will help you bank rewards fast, at 14 points per dollar. You’ll also earn extra statement credits for those purchases, and an automatic free Hilton night every year. Plus, enjoy complimentary Hilton Honors Diamond status to stretch your points even further. Note that the points don’t carry quite the same weight as they do on some other cards.

• 14X points on spending at Hilton properties
• 7X points on flights booked directly with airlines or through amextravel.com, along with rental cars from select partners and all dining at U.S. restaurants
• 3X points on all other purchases
• Up to $250 in statement credits each year for eligible Hilton resort purchases
• Automatic free night every year, plus one more when you spend $60,000 per calendar year
• $250 airline credit for any incidental airline expenses you pay for with your card
• Complimentary Priority Pass Select membership

Looking for more flexibility to stay where you want? The Venture X Rewards card from Capital One is a premium travel card that offers some nice hotel perks for a reasonable annual fee. If you book hotel stays and rental cars through Capital One Travel, you’ll earn 10 points per dollar. Plus, booking flights in the same way will get you 5 points per dollar. Easily cash in your points for hotel stays or miles on Capital One Travel, but keep in mind that this does have some limitations.

• 2X miles on all purchases not mentioned above
• Unlimited complimentary access to more than 1,300 lounges
• Extra perks at luxury hotels and resorts in the Premier Collection
• Miles are transferable to 15-plus travel partners
• Up to $100 credit for Global Entry or TSA PreCheck®
• Capital One lounge network is still growing

Make no mistake — The Platinum Card® from American Express is a status card with a substantial annual fee. But, if you use it right, you can cash in big time in travel rewards and luxury hotel perks. Any hotels or flights you book with American Express Travel, plus flights booked directly with airlines, earn 5X points. Plus, you can earn up to $200 in statement credits for luxury hotel bookings through AMEX. This card also offers loads of other credits for a range of spending, and these can quickly outweigh the annual fee if you take advantage of them.

• High $695 annual fee
• Access to tons of airport lounges
• 80,000 bonus points when you spend $6,000 in the first six months
• Earn statement credits of $200 or more when you use your card for hotels, Walmart membership, streaming services, Sax Fifth Avenue, Uber rides, and more
• Statement credits to cover application fees for Global Entry, TSA PreCheck® or CLEAR® Plus

If you don’t mind sticking with IHG properties, you can load up rewards quickly with the IHG® Rewards Premier card. Every time you use this card at an IHG hotel, you’ll rack up 10 points per dollar. Plus, you’ll get an extra 10X points for being an IHG Rewards member and another 6X points for Platinum Elite status, which comes with the card. That’s 26 points on the dollar, a rate that’s tough to beat. Outside of that, though, the card offers limited benefits, so it’s more of a supplement than an everyday workhorse.

• 5X points on spending on travel, gas stations and restaurants
• 3X points on all other purchases
• Automatic Platinum Elite status
• Redemption options outside of IHG properties are limited, and point values are low compared to other cards

A lot of hotel cards reserve their biggest perks for one specific set of properties, and this one is no exception. If you like to travel on a budget, you can cash in big with the Best Western Rewards® Premium Mastercard, nabbing 20 points on the dollar for any Best Western stays around the world. With a generous bonus-point structure and no foreign transaction fees, this card can help you travel far and wide without overspending. If you don’t frequent Best Western properties, however, this card won’t offer much.

• 80,000 bonus points when you spend $3,000 total during your first three billing cycles
• Extra 40,000 bonus points every year when you spend at least $5,000 over every 12 billing cycles
• 10% discount when you use the Best Western Rewards Rate at bwrcarddiscount.com
• 2X points on all spending outside of Best Western stays

If you don’t have the credit score (or don’t want the annual fee) for Hilton’s top-tier card, this mid-level option offers great hotel rewards value. On top of 12X points for Hilton spending, you’ll get 6X points for eligible purchases at supermarkets, restaurants and gas stations in the U.S., plus 3X points on all other spending. You can also earn a free night every year when you spend at least $15,000 on your card. Note that your points will have limited value for redemption outside of Hilton properties.

• Complimentary elite Gold status, which you can upgrade to Diamond if you spend $40,000 per calendar year
• No foreign transaction fees
• Great bonus offer (noted above) ends 7/19/2023
• Low annual fee