Geeky Insights:

Best American Express Credit Cards of 2023

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American Express credit cards account for nearly 1/4th of all U.S. credit card spending – more than any other issuer. Amex has found success through its reputation for strong customer service and attractive rewards. But an American Express credit card isn't for everyone. For starters, you need good or excellent credit to get one. Plus, not as many merchants will accept an Amex credit card as a Visa or Mastercard, especially outside of the United States. To help you find the right offer for your needs, DollarGeek's team has compared dozens of American Express credit cards, including those issued by Amex as well as cards on the Amex network. And we selected our favorite American Express cards in some of the most popular categories.

What kind of American Express card are you looking for?

  • No Annual Fee
  • Business Cards
  • Personal Use Cards
  • Lowest Interest Rate
  • Best Overall Rating
  • Show All Cards
Showing 1-10 of 21 Credit Cards
OVERALL RATING:
(4.2)

Delta SkyMiles® Gold Business American Express Card

Delta SkyMiles® Gold Business American Express Card

OVERALL RATING:
(4.2)
  • Purchase Intro APR:
    N/A
  • Transfer Intro APR:
    N/A | Transfer Fee: N/A
  • Regular APR:
    15.74% - 24.74% (Variable Rate)
Compare Card Apply Now on American Express's website
Credit Score Range
690
850
Annual Fee
$0
Purcahse Intro APR
N/A
Regular APR
15.74% - 24.74%
Rewards Rate
1 - 2 miles / $1
Rewards Bonus
40,000 miles
Reward Details:
  • Limited Time Offer: Earn 70,000 Bonus Miles after spending $3,000 in purchases on your new Card in your first 3 months of Card Membership. Offer ends 11/9/22.
  • Check or stow your bag with ease: First Checked Bag Free on Delta Flights + Main Cabin 1 Priority Boarding.
  • Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent at restaurants. Earn 1 Mile on every eligible dollar spent on other purchases.
  • Additionally, receive a $100 Delta Flight Credit to use toward future travel after you spend $10,000 in purchases on your Card in a calendar year.
  • Terms and limitations apply.
Geeky Insight:
  • Pay no foreign transaction fees when you travel overseas.
  • $0 introductory annual fee for the first year, then $99.
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OVERALL RATING:
(4.4)

Centurion® Card from American Express

Centurion® Card from American Express

OVERALL RATING:
(4.4)
  • Purchase Intro APR:
    N/A
  • Transfer Intro APR:
    N/A | Transfer Fee: N/A
  • Regular APR:
    100% - 100% (Variable Rate)
Compare Card Apply Now on American Express's website
Credit Score Range
720-850
Annual Fee
$5,000
Purcahse Intro APR
N/A
Regular APR
100% - 100%
Rewards Rate
1 point / $1
Rewards Bonus
None
Reward Details:
  • 1X Membership Rewards point for every eligible dollar you spend.
  • Membership Rewards® points can be used towards travel, dining, shopping, and merchandise.
  • Points have no expiration date and there's no limit to the amount of points you can earn.
Geeky Insight:
  • This card requires a $10,000 initiation fee.
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OVERALL RATING:
(4.6)

The Hilton Honors American Express Business Card

BEST FOR: Big intro bonus
Geek Approved

The Hilton Honors American Express Business Card

OVERALL RATING:
(4.6)
  • Purchase Intro APR:
    N/A
  • Transfer Intro APR:
    N/A | Transfer Fee: N/A
  • Regular APR:
    15.74% - 24.74% (Variable Rate)
Compare Card Apply Now on American Express's website
Credit Score Range
690
850
Annual Fee
$95
Purcahse Intro APR
N/A
Regular APR
15.74% - 24.74%
Rewards Rate
3 - 12 points / $1
Rewards Bonus
125,000 points
Reward Details:
  • Welcome Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors Business Card in the first 3 months of Card Membership.
  • Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X at hotels and resorts in the Hilton portfolio, 6X at US gas stations, on US purchases for shipping, on wireless telephone services purchased directly from US service providers, on flights booked directly with airlines or with Amex Travel, on car rentals booked directly from select car rental companies, and at US restaurants, 3X on all other eligible purchases.
  • Enjoy complimentary Hilton Honors Gold Status with your Hilton Honors Business Card.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year.
  • Earn another Weekend Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your Card in the same calendar year.
  • Terms apply.
Geeky Insight:
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OVERALL RATING:
(4.1)

The Business Platinum Card® from American Express

BEST FOR: Travelers that spend and want luxury perks

The Business Platinum Card® from American Express

OVERALL RATING:
(4.1)
  • Purchase Intro APR:
    N/A
  • Transfer Intro APR:
    N/A | Transfer Fee: N/A
  • Regular APR:
    100% - 100% (Variable Rate)
Compare Card Apply Now on American Express's website
Credit Score Range
690
850
Annual Fee
$695
Purcahse Intro APR
N/A
Regular APR
100% - 100%
Rewards Rate
1 - 5 points / $1
Rewards Bonus
75,000 points
Reward Details:
  • Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
  • Earn 1.5X points (that’s an extra half point per dollar) on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
  • Unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.
  • $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year for checked baggage fees, lounge day passes, and more at one selected airline.
  • $189 CLEAR® Credit: Use your Card and get up to $189 back per year on your CLEAR® membership. CLEAR® is available at more than 50 U.S. airports and stadiums.
  • The American Express Global Lounge Collection® can provide an escape at the airport. With more than 1,400 airport lounges across 140 countries and counting, you have more lounge location options than any other credit card on the market as of 9/2021.
  • Terms Apply.
Geeky Insight:
  • $695 Annual Fee.
  • This American Express Card has no preset spending limit, giving you purchasing power that adjusts with your use of the card. No preset spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors including spending patterns, your payment history, your credit history, and financial resources known to us.
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OVERALL RATING:
(4.7)

The Plum Card® from American Express

The Plum Card® from American Express

OVERALL RATING:
(4.7)
  • Purchase Intro APR:
    N/A
  • Transfer Intro APR:
    N/A | Transfer Fee: N/A
  • Regular APR:
    100% - 100% (Variable Rate)
Compare Card Apply Now on American Express's website
Credit Score Range
690
850
Annual Fee
$250
Purcahse Intro APR
N/A
Regular APR
100% - 100%
Rewards Rate
1.5% Cash Back
Rewards Bonus
None
Reward Details:
  • Paying early pays off: get a 1.5% Early Pay Discount on your statement on the amount paid within 10 days of your statement closing date and no cap on what you can earn back. Just pay the Minimum Due by the Payment Due Date.
  • Take up to 60 days to pay with no interest, when you pay your minimum due by the Payment Due Date.
  • Use the power of the Plum Card to buy big for your business.
  • Terms & Restrictions Apply.
Geeky Insight:
  • No Foreign Transaction Fees.
  • This American Express Card has no preset spending limit, giving you purchasing power that adjusts with your use of the card. No preset spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors including spending patterns, your payment history, your credit history, and financial resources known to us.
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OVERALL RATING:
(5)

Delta SkyMiles® Reserve Business American Express Card

Delta SkyMiles® Reserve Business American Express Card

OVERALL RATING:
(5)
  • Purchase Intro APR:
    N/A
  • Transfer Intro APR:
    N/A | Transfer Fee: N/A
  • Regular APR:
    15.74% - 24.74% (Variable Rate)
Compare Card Apply Now on American Express's website
Credit Score Range
690
850
Annual Fee
$550
Purcahse Intro APR
N/A
Regular APR
15.74% - 24.74%
Rewards Rate
1 - 3 miles / $1
Rewards Bonus
45,000 miles
Reward Details:
  • Limited Time Offer: Earn 100,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 3 months of Card Membership. Offer ends 11/9/22.
  • With complimentary access into Delta Sky Club®, you can relax before your Delta flight, or find downtime between connections. You’ll also receive two Delta Sky Club One-Time Guest Passes each year so you can share the experience with others when you’re traveling together.
  • When you purchase a Delta flight with your Delta SkyMiles Reserve Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge – The Centurion® Studio Partner.
  • After you spend $150,000 on your Card in a calendar year, you earn 1.5 miles per dollar (that’s an extra half mile per dollar) on eligible purchases the rest of the year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex. you would earn 3X miles on purchases made directly with Delta instead of 1.5X).
  • Plus enjoy 3X miles per dollar on all eligible Delta purchases.
  • With Status Boost®, earn 15,000 Medallion® Qualification Miles (MQMs) after you spend $30,000 in purchases on your Card in a calendar year, up to 4x per year getting you closer to Medallion Status.
  • Terms and limitations apply.
Geeky Insight:
+ SHOW MORE DETAILS
OVERALL RATING:
(4.9)

Marriott Bonvoy Business™ American Express® Card

BEST FOR: Big intro bonus and great ongoing rewards
Geek Approved

Marriott Bonvoy Business™ American Express® Card

OVERALL RATING:
(4.9)
  • Purchase Intro APR:
    N/A
  • Transfer Intro APR:
    N/A | Transfer Fee: N/A
  • Regular APR:
    15.74% - 24.74% (Variable Rate)
Compare Card Apply Now on American Express's website
Credit Score Range
690
850
Annual Fee
$125
Purcahse Intro APR
N/A
Regular APR
15.74% - 24.74%
Rewards Rate
2 - 6 points / $1
Rewards Bonus
75,000 points
Reward Details:
  • Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.
  • 6x points at participating Marriott Bonvoy hotels.
  • 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. 2x points on all other eligible purchases.
  • Receive 1 Free Night Award every year after your Card account anniversary. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at a participating hotel. Certain hotels have resort fees.
  • Enjoy complimentary Marriott Bonvoy Silver Elite status with your Card. Plus, earn Gold Elite status after making $35,000 in eligible purchases on your Card in a calendar year.
  • Terms apply.
Geeky Insight:
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OVERALL RATING:
(4)

Delta SkyMiles® Platinum Business American Express Card

Delta SkyMiles® Platinum Business American Express Card

OVERALL RATING:
(4)
  • Purchase Intro APR:
    N/A
  • Transfer Intro APR:
    N/A | Transfer Fee: N/A
  • Regular APR:
    15.74% - 24.74% (Variable Rate)
Compare Card Apply Now on American Express's website
Credit Score Range
690
850
Annual Fee
$250
Purcahse Intro APR
N/A
Regular APR
15.74% - 24.74%
Rewards Rate
1 - 3 miles / $1
Rewards Bonus
45,000 miles
Reward Details:
  • Limited Time Offer: Earn 85,000 Bonus Miles after spending $4,000 in purchases on your new Card in your first 3 months of Card Membership. Offer ends 11/9/22.
  • You can receive a domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Take a friend or family member when you fly Delta. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Earn more miles on big purchases with 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half mile per dollar), up to 50,000 additional miles per year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex. you would earn 3X miles on purchases made directly with Delta and Hotel Stays instead of 1.5X).
  • Delta Sky Club® Access – enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club for you and up to two guests when traveling on a Delta flight.
  • With Status Boost®, earn 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your card in a calendar year, up to 2x per year getting you closer to Medallion Status.
  • Terms and limitations apply.
Geeky Insight:
+ SHOW MORE DETAILS
OVERALL RATING:
(4.5)

Business Green Rewards Card from American Express

Business Green Rewards Card from American Express

OVERALL RATING:
(4.5)
  • Purchase Intro APR:
    N/A
  • Transfer Intro APR:
    N/A | Transfer Fee: N/A
  • Regular APR:
    100% - 100% (Variable Rate)
Compare Card Apply Now on American Express's website
Credit Score Range
690
850
Annual Fee
$0
Purcahse Intro APR
N/A
Regular APR
100% - 100%
Rewards Rate
1 point / $1
Rewards Bonus
15,000 points
Reward Details:
  • Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases with the Business Green Rewards Card within the first 3 months of Card Membership.
  • Earn one Membership Rewards® point for each dollar you spend on eligible purchases
  • Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment
  • Terms & Limitations Apply
Geeky Insight:
  • $0 introductory annual fee for the first year, then $95
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OVERALL RATING:
(4)

The Blue Business® Plus Credit Card from American Express

BEST FOR: High flat-rate rewards

The Blue Business® Plus Credit Card from American Express

OVERALL RATING:
(4)
  • Purchase Intro APR:
    N/A
  • Transfer Intro APR:
    0% for 12 months | Transfer Fee: N/A
  • Regular APR:
    13.24% - 19.24% (Variable Rate)
Compare Card Apply Now on American Express's website
Credit Score Range
690
850
Annual Fee
$0
Purcahse Intro APR
N/A
Regular APR
13.24% - 19.24%
Rewards Rate
1 - 2 points / $1
Rewards Bonus
None
Reward Details:
  • Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
  • Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
  • You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
  • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
  • Terms Apply
Geeky Insight:
  • 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 16.24% - 24.24%, based on your creditworthiness and other factors at account opening.
  • No Annual Fee
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