Introducing
The World Of Hyatt Credit Card
DollarGeek Rating:
on Chase's website
All details on the Chase Reserve® has been collected by DollarGeek to help consumers better compare credit cards. The financial institution did not provide the details. The information may change and is not guaranteed.
Fees & APRs
Fees and APRs will vary, always be sure to check with the card issuer.
Annual Fee
$95 per year
Balance Transfer Fee
Either $5 or 5% of the amount of each balance transfer, whichever is greater.
Purchase Intro APR
N/A
Transfer Intro APR
N/A
Regular APR
15.99% - 22.99%
Rewards
Dive into the geeky details and see how you reap the benefits.
- Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent
- Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open.
- Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort.
- Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open
- Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year
- Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card
- Earn up to 9 points total for Hyatt stays - 4 Bonus Points per $1 spent at Hyatt hotels & 5 Base Points per $1 you can earn as a World of Hyatt member
- Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
Geeky Insight
Read through our extensive research on the The World Of Hyatt Credit Card and see if its the best credit card for you.
- 50,000 Bonus Points up front, with more to come. Spending at least $3,000 within three months of opening your Hyatt Credit Card will score you 25,000 Bonus points, plus an extra 25,000 for spending another $3,000 by the six-month mark. That’s a pretty good deal, considering that a Hyatt rewards point is worth almost 2 cents, according to WalletHub research. But it’s still not as attractive as the bonuses offered by the market’s best hotel credit cards, which give you as many as 13 free nights. Furthermore, the additional free night you’ll receive each account anniversary isn’t quite as attractive as the initial-bonus nights. This anniversary gift is only good at category 1-4 hotels, which are the least expensive locations in Hyatt’s portfolio.
- Sneakily rewarding points. You will earn 4 points per $1 spent at Hyatt properties with your Hyatt Rewards Card, plus 2 points per $1 spent on dining at restaurants, fitness club and gym memberships, airfare purchased directly from airlines, and local transit and commuting. And you’ll get 1 point per $1 spent on everything else. That might not sound like a lot compared to hotel credit cards offering 10+ points per $1 spent. But each Hyatt Gold Passport point is worth an average of $0.0191, according to WalletHub research. That means your earning rate equates to 1.91% to 5.73% “cash” back.
- Discoverist status perks. Simply having the Hyatt Card scores you Discoverist status in the Hyatt Gold Passport rewards program, which gets you 10% more points on eligible Hyatt spending.
- Very high APR. You need good or excellent credit for approval, and the average credit cards for people with good and excellent credit charge 20.94% and 14.45%, respectively. That means you’re almost guaranteed to pay interest at an above-average rate if you carry a balance from month to month.
- Annual fee requires regular use. The Hyatt Card’s $95 annual fee isn’t the highest among hotel credit cards, but it’s certainly not the lowest, either. And while the free night you’ll get on each account anniversary will help offset this cost, you’d ideally like that gift to help you save more, not just break even.
- Requires good credit or better. The Hyatt Visa requires good or excellent credit for approval, so make sure to check your credit score for free on WalletHub before applying.
