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Introducing

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

DollarGeek Rating:

(4.9/5)
Apply Now
on Capital One's website
All details on the Capital One Reserve® has been collected by DollarGeek to help consumers better compare credit cards. The financial institution did not provide the details. The information may change and is not guaranteed.

Fees & APRs

Fees and APRs will vary, always be sure to check with the card issuer.

Annual Fee $95 per year
Balance Transfer Fee None
Purchase Intro APR N/A
Transfer Intro APR N/A
Regular APR 17.24% - 24.49%

Rewards

Dive into the geeky details and see how you reap the benefits.

  • Earn 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months
  • Earn unlimited 2X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Redeem on travel—from vacation rentals to car rentals and more. Plus transfer your miles to over 10+ travel loyalty programs

Geeky Insight

Read through our extensive research on the Capital One® Venture® Rewards Credit Card and see if its the best credit card for you.

The Capital One Venture Card is an elite travel rewards credit card for people with 700+ credit scores who don't want to be tied down to a single travel provider. With an initial bonus worth at least $500 in travel and double miles on all purchases, it’s really no wonder why the Venture Card is so popular. In fact, Capital One Venture has been among WalletHub’s picks for the best overall credit cards each year since 2008.

Capital One Venture does charge an annual fee of $95, but there’s no foreign transaction fee. Plus, you can use Venture miles to pay for any travel-related charges once they post to your account, which is great for people who like to shop around for the best deals on travel comparison sites. That policy gives you a lot of booking freedom relative to most travel rewards cards, especially when you consider how broad of a definition Capital One uses for Venture Card travel charges.

You can learn more about Capital One Venture’s unique benefits below, in our summary of the key things you should know if you’re thinking about applying for the Venture Card.

Capital One Venture Card Review Highlights

Hefty initial bonus

Capital One Venture’s 50,000 miles are worth $500 when redeemed for any travel-related purchase that appears on your statement. All you have to do to earn this bounty is spend at least $3,000 within 3 months of account opening. Or, for a limited time only, you can earn 100,000 bonus miles if you spend $20,000 in the first 12 months of account opening.
 

Up to 2% back on all purchases

The Capital One Venture Card gives you 2 miles per $1 spent on most purchases, which equates to 2% cash back when you redeem for travel. Miles are worth half as much when redeemed for anything else.
 

Travel-booking flexibility

Unlike many other rewards cards, the Venture Credit Card doesn’t force you to book rewards travel through Capital One. Instead, you can book wherever you want and then simply use your miles to pay for the purchase when it appears on your statement.
 

Generous ‘travel’ definition

The fact that Venture rewards are worth half as much if you don’t redeem for travel could be a major drawback, depending on how “travel” is defined. Fortunately, Venture views the term pretty broadly. You’ll get full value for your miles by redeeming them for any of the following types of travel expenses:
  • Airfare
  • Hotel reservations
  • Cruise reservations
  • Train tickets
  • Taxi, bus or limo fare
  • Travel agent fees
  • Time shares

Reasonable annual fee

The Capital One Venture Rewards Credit Card's $95 annual fee might scare some applicants off, but it’s a bargain when you consider the card’s rewards. The initial bonus alone covers more than five years of annual fees.
 

No foreign fee

None of Capital One’s credit cards charge foreign-transaction fees. And it is one of only two major issuers to take that step. This will save you 1.46% on all purchases processed outside the U.S., whether you’re traveling or simply buying something from an international merchant.
 

Built to be paid in full

Like most rewards cards, Capital One Venture sports a rather high APR. In fact, you’re likely to receive an above-average rate for your credit standing. So it’s best not to carry a balance from month to month with this particular plastic.

It’s fair to say that the Capital One Venture Card is an elite option for anyone with even a bit of travel on their itinerary. You just need to make sure you have the good or excellent credit needed to qualify. You can check your latest credit score for free on WalletHub to find out.

Learn More About the Capital One Venture Card:

Credit Score

The Capital One Venture credit score requirement is 700 or higher for good approval odds. That means applicants generally need good credit or better for Capital One Venture Card approval.

Annual Fee
The Capital One Venture annual fee is $95.

Credit Limit
Credit Limit Capital One assigns Venture Card credit limits based on each applicant’s credit history and ability to pay.

Additional Information

Spend some time reviewing the last details on the Capital One® Venture® Rewards Credit Card.

  • Max Late Fee $40
  • Max Overlimitfee None
  • Max Penalty Apr None
  • Grace Period 25 days
  • Online Response No
  • Cash Advanceapr 24.49% (V)
  • Cash Advancefee 3% (min $10)
  • Foreigntransaction Fee $0
  • Smart Chip Yes, chip-and-signature
  • No foreign transaction fees

Related Credit Cards:

If you are interested in the Capital One Credit Card, check out the following credit cards as well:

Citi® / AAdvantage® Executive World Elite™ Mastercard®
China Airlines Credit Card With No Annual Fee
Bank of America® Customized Cash Rewards credit card
My GM Rewards Card™

DollarGeek serves as an independent comparison service. Our team works hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.

Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (such as the order in which they appear and where they are on the page). The team at DollarGeek tries to present a wide array of offers, but our offers do not represent all financial services companies or products.

Regardless of whether an offering institution is a paid advertiser, the presence of offer information on DollarGeek does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.

Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not issuer’s responsibility to ensure all posts and/or questions are answered.

Last Updated: Mar 17th, 2020 at 03:08 PT

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