Advertiser Disclosure

DollarGeek strives to provide you the utmost clarity on your personal finances. We look to provide you with as many resources as possible to make the best financial decisions, but our website does not present every financial company or product available on the market. Many of the offers that appear on the website are companies from which DollarGeek receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear) but it in no way affects our recommendations or advice, which are formulated through countless of hours of research. Please view our advertising policy page for more information.

Our team works hard to keep our rates and products up to date, but we do not guarantee any rates or terms on the website. The rates and terms you see on DollarGeek may be different than what you see on the providers website at any given time. Rates can also differ from your final rate and terms, which is based on a variety of factors such as your credit score and what the lender or financial services provider seeks fit.

Editorial Note: Opinions expressed here on DollarGeek’s website are ours alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

DOLLARGEEK
  • Credit Cards
    • Best Of 2021
    • Best Credit Cards Offers of 2021
    • Best Rewards Cards
    • Best Travel Cards
    • Best Cash Back Cards
    • Best Balance Transfer Cards
    • Best Airline Cards
    • Best Cards for Students
    • Best Cards for Business
  • Student Loans
    • Best Of 2021
    • Student Loan Refinancing Lenders
    • Private Student Loan Lenders
    • GUIDES
    • Refinancing Your Student Loan – Ultimate Guide
    • Private Student Loans: Everything You Need To Know
    • Consolidation vs. Refinancing
    • Parent PLUS Loans
    • Reviews
    • CommonBond
    • Ascent
    • LendKey
    • SoFi
  • Loans
    • Compare
    • Best Personal Loans
    • Best Small Business Loans
    • Best Auto Loans
    • Best Bad Credit Loans
    • Tools
    • Personal Loan Calculator
    • Student Loan Refinancing Calculator
    • Credit Card Consolidation Calculator
    • Mortgage PITI Calculator
  • Banking
    • Best Of 2021
    • Best Checking Accounts
    • Best Savings Accounts
    • Best Money Market Accounts
    • Best CD Rates
    • Best Prepaid Debit Cards
    • Guides
    • What Is a Savings Account?
    • Opening A Checking Account
  • Investing
    • Best Of 2021
    • Best Online Brokers For Stock Trading
    • Best Robo-Advisors
    • Best IRA Providers
    • Best Roth IRA Providers
    • Best 401K Rollover IRAs
    • Guides
    • What is a Roth IRA?
    • How To Open A Brokerage Account
  • Calculators
Introducing

Chase Sapphire Reserve®

Chase Sapphire Reserve®

DollarGeek Rating:

(4.7/5)
Apply Now
on Chase's website
All details on the Chase Reserve® has been collected by DollarGeek to help consumers better compare credit cards. The financial institution did not provide the details. The information may change and is not guaranteed.

Fees & APRs

Fees and APRs will vary, always be sure to check with the card issuer.

Annual Fee $550 per year
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.
Purchase Intro APR N/A
Transfer Intro APR N/A
Regular APR 16.99% - 23.99%

Rewards

Dive into the geeky details and see how you reap the benefits.

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants including eligible delivery services, takeout and dining out & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel

Geeky Insight

Read through our extensive research on the Chase Sapphire Reserve® and see if its the best credit card for you.

The Chase Sapphire Reserve card is one of the best credit cards around, but it also comes with a steep annual fee. If you use a credit card often, the perks this card offers might be hard to ignore. Check out some of the major details below:

  • Great initial bonus: If you’re able to spend at least $4,000 within three months of getting your Chase Sapphire Reserve Card, you’ll unlock a 50,000-points initial bonus. That alone can be worth around $750 in travel booked through Chase or $500 in the form of a statement credit.
  • Up to 4.5% back on travel and dining: With this card you’ll earn 3 points per $1 spent on travel and dining, which translates to 4.5% cash back when you redeem for travel through Chase. Aside from that, you’ll earn up to 1.5% back on all other purchases.
  • Annual fee that’s pricey: Yes, the Sapphire Reserve Card does have some amazing rewards, but the card comes with a eye watering price of $550 per year. So, if you’ll be using this card on a regular basis it can make sense, but for a purchase here and there – not so much.
  • $300 worth of annual travel credit: If you’re trying to reason with the Sapphire Reserve Card’s annual fee, you can feel better about it with the perk of $300 in free travel credit each year. As you make travel-related purchases, the credits will automatically be applied to your statement. After you reach the $300 worth of travel credits you will earn 3x point on travel. This is a great perk you for many cardholders, especially those who travel often.
  • 3x point on dining at restaurants: Like eating out? This card will get you 3x points on dining at restaurants.
  • Get cozy with airport-lounge access: The Chase Sapphire Reserve card enables you to sign up for complimentary Priority Pass Select membership, which gives you access to 1,000+ airport lounges around the world. Membership ordinarily costs at least $99 per year, but this perk only adds value if you actually use it.
  • Global Entry or TSA Precheck: Get up to $100 application fee credit for either Global Entry or TSA Precheck.
  • Book travel through Chase and get 50% more: When you redeem your points for travel through Chase Ultimate Rewards you’ll get 50% more value. So for example, 50,000 points are worth $750 toward travel. Keep in mind this will prevent you from price-shopping on third party sites for airfare and hotel reservations.

The bottom line: The Chase Sapphire Reserve card is one of the highest annual cost cards, but it also has some of the best perks of any credit card. If you use your credit card often, travel, and love eating out at restaurants this card needs to be at the very top of your list.

Additional Information

Spend some time reviewing the last details on the Chase Sapphire Reserve®.

  • Max Late Fee See Terms
  • Max Overlimitfee See Terms
  • Max Penalty Apr None
  • Grace Period See Terms
  • Online Response No
  • Cash Advanceapr 24.99% (V)
  • Cash Advancefee Either $10 or 5% of the amount of each transaction, whichever is greater.
  • Foreigntransaction Fee $0
  • Smart Chip Yes, chip-and-PIN

Related Credit Cards:

If you are interested in the Chase Credit Card, check out the following credit cards as well:

Petal® 1 Visa® Credit Card
Blue Cash Preferred® Card from American Express
Harley-Davidson® Secured Credit Card
Chrysler Credit Card

DollarGeek serves as an independent comparison service. Our team works hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.

Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (such as the order in which they appear and where they are on the page). The team at DollarGeek tries to present a wide array of offers, but our offers do not represent all financial services companies or products.

Regardless of whether an offering institution is a paid advertiser, the presence of offer information on DollarGeek does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.

Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not issuer’s responsibility to ensure all posts and/or questions are answered.

Last Updated: Mar 17th, 2020 at 03:08 PT

Get the latest offers directly to your inbox.

Don’t worry, it’s only for the important stuff.

Categories

Student Loans

Credit Cards

Loans

Banking

Investing

Features

Calculators

Write Ups

Company

About

Advertising Disclosure

Privacy Policy

Terms Of Use

Follow Us

Twitter
Linkedin-in

DollarGeek is powered by 256-bit encryption.

© 2021 DollarGeek. All Rights Reserved.

Disclaimer: DollarGeek has an advertising relationship with some of the offers included on this page. However, the rankings and listings of our reviews, tools and all other content are based on objective and independent analysis. If you’d like more information please check out our full Advertising Disclosure. We make efforts to present the best possible deals available to the general public, but we make no warranty that such information represents all available and existing products. DollarGeek strives to keep its information accurate and up to date, but makes no guarantee. The information in our reviews could be different from what you find when visiting a financial institution, service provider or a specific product’s website. All products are presented without warranty.

Geeky Assistance

Find the Best Credit Card by Category

  • Best Cards of 2020
  • Rewards Cards
  • Travel Cards
  • Cash Back Cards
  • Balance Transfer Cards
  • Airline Cards
  • Student Cards
  • Business Cards

Use Our Calculators

  • Student Loan Monthly Payment Calculator
  • Student Loan Refinancing Calculator
  • Student Loan Prepayment Calculator
  • Interest Calculator

Read What's Trending on Dollargeek

  • The Ultimate Guide to Buying a Home
  • What You Need to Know About Federal Student Loans
  • Is The 10-Year Standard Repayment Plan The Best Repayment Option?
  • How Your Discretionary Income Can Help You Save on Your Student Loans

Search for a credit card by name

Geeky Assistance
See how much you'll earn in interest with a high-yield saving account

How much will you deposit into your savings account?

$

What is the APY on the savings account?

%

You can expect to earn this much in interest:

$338